Mobile Payments, NFC and Apple

We carefully tracked the emergence of the short range radio frequency approach called NFC, to enable smart phone mobile payments.  In Adage,  speculation that Apple will not include NFC in their latest operating system and phones, and thus cripple the progress of general smartphone payment capabilities.   " ... Successive releases of the iPhone have failed to include an NFC chip -- the hardware component to make iPhone compatible with the rest of the mobile-payment infrastructure. If Apple again fails to include NFC in this new release, then confidence in NFC, already faltering, will start to plummet, with the knowledge that mass uptake of mobile payments is now delayed for yet another year. Already we are starting to see downward trends in expectations of mobile ticketing and other NFC-based services. ... "